Curb appeal is more than just a buzzword. For property owners, maintaining the greenery around your home or rental is essential—especially when it comes to insurance policies. Odest from 24-7 Property Management has seen firsthand how a lack of landscaping maintenance can lead to unexpected cancellations and skyrocketing premiums.
1. The Insurance Connection
Insurance companies view overgrown or poorly maintained landscaping as a red flag for potential damage. Dead leaves on a roof can lead to water buildup, mold issues, or even pest infestations. Similarly, a dying tree leaning against a house poses safety risks and structural concerns. If an inspector spots these problems, they might deem the property too risky—resulting in a canceled policy or higher rates.
2. Key Components of a Landscaping & Maintenance Plan
- Regular Inspections
- Schedule routine walkthroughs to identify areas of concern—overgrown branches, clogged gutters, dead leaves.
- Catching problems early saves time and money.
- Debris Removal & Trimming
- Clear out fallen leaves from roofs and gutters to prevent moisture damage.
- Trim tree branches so they aren’t touching or hovering too close to the structure.
- Seasonal Adjustments
- Different seasons present different challenges: leaves in the fall, potential snow/ice damage in winter, rapid growth in spring and summer.
- Adjust your maintenance schedule accordingly.
3. How This Impacts Your Bottom Line
- Avoiding Cancellations: If your policy gets canceled, you’ll likely face higher premiums from a new insurer.
- Property Preservation: A well-tended landscape and roof reduce the chances of leaks, pest intrusion, and structural damage.
- Tenant Satisfaction: If you rent out the property, tenants will appreciate a clean, safe environment—boosting retention.
4. Why Professional Property Management Helps
If you’re juggling multiple properties or simply don’t have the time to keep up with maintenance, a property management company can take this off your plate. They’ll coordinate with landscaping teams, schedule inspections, and ensure all areas are up to code—keeping insurers happy and your costs down.
Conclusion
Neglecting your property’s landscaping doesn’t just make it look unkempt—it can lead to expensive insurance cancellations. By implementing a proactive maintenance plan, you protect your property, your budget, and your peace of mind.
Have questions or need a team to handle your property’s upkeep? Call 24-7 Property Management at 310-905-7228 or visit ManagedBy247.com. We’ll help you avoid those hidden pitfalls and keep your investment in top shape.
Music: by Purple Planet
Remember: A little maintenance now can save you a lot of money (and stress) later.
